Pogledajte što plaćate povrh cijene kad kupujete nekretninu: porez na promet nekretnina ili PDV, javni bilježnik, zemljišne knjige, agent i dodatni troškovi kredita. Svaki iznos prikazuje kako je izračunat i je li potvrđen iz zakonskog teksta.
- Price
- 150.000 €
- Price and costs together
- 160.170 €
- Taxes
- 4.500 €
- Notary and registration
- 45 €
- Agent
- 5.625 €
- Loan costs
- 0 €
Cost items
| Item | How it is calculated | Who pays | Amount |
|---|---|---|---|
| Transfer tax Porez na promet nekretnina |
3% of 150.000 € Source noteMarket value at the moment the tax liability arises (price achieved or achievable on the market). Rate, base and payer from porezna-uprava.gov.hr. The refund scheme is mentioned on the Tax Administration page but its limits (age, m², price caps, 5-year hold) come from press reports on the APN Pravilnik: verify against the Pravilnik in Narodne novine before showing numbers. |
Buyer | 4.500,00 € |
| Notary: sale contract |
Signature certification: 3,99 € per signature (one seller) + 25% VAT Source noteBands and point value from Narodne novine (NN 97/01 consolidated text, NN 17/2023). VAT on notary fees (25 %) and the bank practice for mortgage documents were not read from an official text; costs (copies, postage, čl. 36-37) are not included. |
Buyer | 4,99 € |
| Registration of ownership |
Fixed fee 40 € Source noteFrom Narodne novine 50/2026. Previous tariff (NN 37/23) had 6.64 + 26.54 EUR; not modelled as a separate set. |
Buyer | 40,00 € |
| Agent commission indicative |
3% of 150.000 € + 25% VAT Source noteNo official source for a norm; editable default. |
Buyer | 5.625,00 € |
Other exemptions and refunds (not included)
- refund after purchase indicative Refund (not exemption) for buyers under 45 buying their first residential property, contracts from 2025-01-01: full transfer tax refunded on a used property / private seller; 50 % of VAT refunded on a new build. Area and price-per-m² limits apply (about 50 m² for a single person, more for larger households; city-specific price caps). Property must not be sold or rented for 5 years. Administered by APN (Agencija za pravni promet i posredovanje nekretninama).
Used property or new build
| Property | Taxes | Notary and registration | Total costs | Items without data |
|---|---|---|---|---|
| Used property | 4.500 € | 45 € | 10.170 € | 0 |
| New build (VAT in the price) | 0 € | 45 € | 5.670 € | 0 |
Totals cover only items with data; compare the count of items without data before drawing conclusions.
Deadlines and rules
Payment deadline: The notary sends the contract to the Tax Administration (the buyer files form PPN only if the contract was not certified by a notary or court); transfer tax is due within 15 days of delivery of the tax decision (rješenje); an appeal does not postpone payment.
- One national regime; transfer tax revenue goes to the city/municipality but the rate is national (3 %).
- No first-home exemption in the tax law; first-home relief exists only as the APN refund for buyers under 45 (unverified limits).
- Former reliefs for areas of special state concern / assisted areas were not found in the current law and are not modelled; a lawyer should confirm none remain.
- Signature certification is the cheapest notary route, but then land registry fees apply; solemnization costs more but removes them.
Rules: Hrvatska. Valid from 01.06.2026, reviewed on 10.10.2026. Exemptions and fees can differ by municipality.
